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Worklyfe is not a bank. Banking services are provided by Piermont Bank; Member FDIC. Deposits are FDIC-insured through Piermont Bank; Member FDIC. The Worklyfe Visa Debit Card is issued by Piermont Bank, Member FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Piermont Bank; Member FDIC.